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The signing of the Affordable Care Act into law ten years ago has significantly transformed the American Healthcare system. Over the years, the Act has exponentially expanded healthcare coverage to approximately 20 million American citizens and has saved many lives (Rosenbaum, 2011). The Act, designed to extend health coverage to the uninsured in America, has created a Health Insurance Marketplace, expanded Medicaid eligibility, and prevented insurance companies from denying people with pre-existing conditions coverage (Crowley et al., 2020). Despite the notable achievements, millions of American citizens remain uninsured, explaining why the Act has become a subject of criticism. It is prudent for the healthcare system to adopt a single-payer plan such as the Medicare for all.
Healthcare costs continue to rise today, and insurance companies still deny approximately 30 million American insurance policies (Cai et al., 2020). America needs an honest healthcare policy such as Medicare For All to solve the rising healthcare cost. The Medicare For All opponents claim that the policy would significantly increase spending on healthcare and raise taxes for the middle class. However, the truth is that the policy would drastically reduce overall healthcare spending as it can thoughtfully get designed to reduce the total healthcare expenditure for many families while maintaining quality care. Therefore, the idea of covering all Americans under a single-player federal insurance cover would be more prudent.
If properly designed, Medicare would lower costs and help the government leverage healthcare dollars and channel them to respond to crises such as the opioids epidemic, modernize healthcare delivery and invest more in disease prevention. The Medicare For All would ease the onerous burden that doctors face while billing and significantly reduce the burdensome paperwork for healthcare professionals. Additionally, the policy would make it easier for the patients and their families to navigate the ever-confusing coverage system. Therefore, if well implemented, Medicare For All would save the American healthcare system trillions of dollars over a decade compared to the projected healthcare spending.