Young adults and credit cards

The assignment is posted below as well as the 8 sources I have listed.
Construct an entry for all eight sources:
1. Add a citation for each source to your working bibliography that includes: the author, title, and publication information. 

For citation models and detailed instructions on creating a bibliographic citation for your annotated bibliography, review Ch. 20 “Citing and Documenting Sources in MLA” in St. Martin’s Guide to Writing, p. 554-582.
Include the bibliographic information for each source entry and enter it in MLA format. 

all sources should be listed in alphabetical order
source information should be hanging indented 
titles of books, newspapers, journals, websites and databases are italicized.
titles of articles are in quotation marks.

Do not use the library’s examples of works cited entries, and do not use an online citation “machine” or website to cite your sources. Their citation information is not correct and will cost you points.

2. Review each source to avoid plagiarism.

Highlight the source’s thesis and main ideas (reasons that support the thesis) as you read the source. You may have to reread it several times to distinguish the main points from the details.
Make an outline of the main ideas, using your own words.
Put the source away, and draft the summary from your outline. This will help you avoid inadvertent plagiarism and retain the order of your sources ideas.

3. Add the following notes for each source

First, introduce the source 

Introduce the source in a SIGNAL PHRASE (authors name plus a verb that captures the move the author is making, such as argues, supports, or describes ). Include the authors name and credentials (title if the author has one: Dr, Professor, Director, etc.), as well as the publication’s title and the publication date if relevant.

In the book/article [title of source], professor [author’s name and credentials], asserts/reports_______.
[Author’s name and title] argues that the best way to solve the problem is to___________ .
[Author’s name and title] contradicts [insert specific information for the source or the author] explaining that_____________ .

Next, List the main supporting ideas (or reasons) in the same order in which they appear in the source.

X responds to such criticisms as____________, ____________, and ____________.
X claims that ____________. He/she also argues that ____________.

Use TRANSITIONS of comparison or contrast (like, while, but, therefore) and other cues (such as strategic repetition of key words or synonyms for key words) to show readers how the ideas relate to one another.
Although/Whereas/Unlike As position, Bs contention is that .

Then, add a short description about how you plan to use the source in your research, where it will be used, and how it relates to other sources you are using in your research.

Explore how you could use the source in your research paper.

I plan to use___________ [title of article/book] to show_________, _________, and__________.
EXAMPLE I can cite the news reports of the 2017 campus incidents in my opening paragraphs to give readers some background on the controversy.

Make connections among your sources.

X is like/unlike Y in that____________ .
EXAMPLE Soave rejects Baers main argument that hate speech makes free speech impossible because it silences people; it hurts peoples feelings but doesnt take away their rights.

Assess the credibility of your sources.

X is likely to carry authority with most people because___________ .
EXAMPLE Baer is likely to have some credibility as a professor and administrator, but his tone and reference to Lyotard may strike readers as too lecturing and superior.

Finally, check your draft summary against the source to make sure you have:

captured the authors ideas accurately and succinctly;
avoided inserting your own ideas or opinions;
used neutral verbs (stated or responded rather than complained or whined);
put terms borrowed from the source in quotation marks and avoided borrowing
other words or sentence patterns.

These are my 8 sources,
Allie, Johnson.Whats the minimum age to be an authorized user? edited by Courtney, Mihocik.Reviewed by    Brady Porche. September1,2021. .

Gerstner,Lisa. How to Build a Credit History. Kiplingers Personal Finance,vol. 73, no. 11, Nov. 2019, pp. 6061. EBSCOhost,,cookie&db=bth&AN=138825896&site=ehost-live. 

kelsey,ORourke. Financial Literacy: The Basics Duquesne University. Jul 27, 201812:05pm

ken,Clark. Getting Your Kids Their First Credit Card reviewed by Chip, Stapleton.August 3, 2021. Investopedia.

Kim, Jinhee and Swarn Chatterjee.  Financial Debt and Mental Health of YoungAdults. Journal of Financial Counseling& Planning, vol. 32, no. 2, Sept. 2021, pp. 187201. EBSCOhost.

Letkiewicz,Jodi C, Lim HanNa, Heckman Stuart J, Montalto Catherine P. Parental FinancialSocialization: Is Too MuchHelp Leading to Debt Ignorance among College Students? Family &Consumer Sciences Research Journal,vol. 48, no. 2, Dec. 2019, pp. 149164.

Patch, Emma. Give Your ChildSome Credit. Kiplingers Personal Finance, vol. 75, no. 2, Feb.2021,  p. 65. EBSCOhost,,cookie&db=bth&AN=147632573&site=ehost-live.

Toussaint-comeau, maude. Liquidity Constraints and Debts: Implications for the SavingBehavior of the MiddleClass. Contemporary Economic Policy, vol. 39, no. 3, July 2021,pp. 479493. EBSCOhost,,cookie&db=bth&AN=150671937&site=ehost-live